Please note, rates and lending terms vary from island to island.

Caribbean mortgages are available for the majority of nationalities, for either house purchase or re-financing for home improvement purposes only.

Proof of income is required in all cases, and can be made up of earned income, pension, investment or rental income.  However, it is not always the case that the lender will take all or part of these incomes into account when determining the maximum loan available. 

Non-status loans are currently not available.

Example Caribbean Mortgage:
Repayment mortgage of $250,000 over a period of 20 years at an interest rate of approximately 8.00%, equals:  approximately $2,122.50 capital and interest per month, therefore a total approximate amount payable over term of $511,320 including capital, interest, arrangement and survey fees.

Mortgage details for:
Bahamas, Barbados, Belize, British Virgin Islands, Cayman Islands, Jamaica, St Lucia, Turks and Caicos

• Maximum loan to value 70%
• Maximum term 20 years
• $250,000 minimum loan
• Loans available in US Dollars, Sterling, Euros and CDN Dollars
• Repayment and five year interest only mortgages available: Country Base Rate + 3.00%

Mortgage details for:
Anguilla, Antigua, Nevis, St Kitts, St Vincent and Tobago

• Maximum loan to value 60%
• Maximum term 20 years
• $250,000 minimum loan
• Loans available in US Dollars, Sterling, Euros and CDN Dollars
• Repayment mortgages rates: Country Base Rate + 3.00%