Ireland

Based on the valuation or purchase price, whichever is the lower, of the Irish residential property, UK and Non-UK applicants can borrow up to 80%/85% for purchases and re-mortgages for Home Improvements.

For all schemes there is a minimum purchase price of € 150,000 and no maximum.  The term of the loan is from 5 to 25 years, and could be available up to age 70. Current interest rates are from approx 0.80%-1.25% above the European Central Bank Rate depending on Loan to Value and size of loan.

Typical Example

Repayment mortgage of approx € 250,000 over a period of 25 years at approx 4.30% Variable  = approx € 1,377.50 capital & interest per month
= a total approximate amount payable over the term of € 416,130 including capital, interest, arrangement and survey fees.

• Maximum loan to value 80/85%
• Maximum term 25 years
• €150,000 minimum purchase price
• Loans available in Euros or Sterling
• Repayment and interest only mortgages available
• Rates from approximately 4.19%